2010年10月3日 星期日

Loans | What buyers should know all their lending process as a go …



Sometimes the loan originators and brokers can buy it on to their customers forget to say a few things, and especially how to ensure their successful loan process is not immediate.
If a broker, I see self-inflicted problems during the loan process that result in delays to missed deadlines, rescheduling of trucks, hotel stays, rate missed the lock-in data, additional fees, etc. When buyers are looking for a loan to things that the process for preparing hurt approved, it's really their fault, or is it the fault of the loan principal and / or commercial information not enough for?
Buyers should focus on the Do's and Don 'ts on the loan process, so I have not compiled a list of some things and some things definitely.
NE – continue to live in your present home
DO – keep up to date on all bills and invoices
DO – keep working at your current employer
DO – Keep your insurance and
NE – you pay your mortgage payments current
Not – all major purchases (car, boat, RV, motorcycle, etc.)
Do not – do not buy furniture
Non – starting renovation projects for funding
Not – the funding of all medical procedures, unless there is no alternative
Non – Join a club
Not – ask for a new loan, regardless of the size of the set
Not – you open a new credit card
Not – or transferred the most of your existing credit cards
Not – change banks or bank accounts
Not – you open a new cellular phone account
Non – Close all credit card bills
Non – transfer balances from one account to another
Non – Consolidate credit card accounts from one card to another
Not – the repayment of all loans
Non – Credit card payment
Not – the repayment of a collection
Some of these items are clearly some of them do not. If you think you have to do any of these terms, the best thing to do to your loan originator and explain your situation and its impact to be seen on lending. He or she may be able guidance or suggestions you can offer some kind of remedy.
There are many things that can affect the loan process. Buyer shoot yourself in the foot, because she is not aware of the DOS and don 'ts something that can be prevented through proper dissemination.

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